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THE CAREGIVERS' LIVING ROOM A Blog by Donna Thomson: Helping Someone Apply for Social Security Disability Benefits

A Guest Post by Donna FitzgeraldAs a caregiver, it’s likely you’ve helped to fill out and assisted with mountains of important paperwork. If you are caring for a loved one or have recently become employed to help care for someone with a debilitatin… . . . → Read More: THE CAREGIVERS’ LIVING ROOM A Blog by Donna Thomson: Helping Someone Apply for Social Security Disability Benefits

THE CAREGIVERS' LIVING ROOM A Blog by Donna Thomson: Helping Someone Apply for Social Security Disability Benefits

A Guest Post by Donna Fitzgerald

As a caregiver, it’s likely you’ve helped to fill out and assisted with mountains of important paperwork. If you are caring for a loved one or have recently become employed to help care for someone with a debilitating medical condition, there’s a good chance that he or she is no longer able to work due to his or her health.

When an individual is diagnosed with a mental or physical health condition that is expected to last for at least a year and interferes with his or her ability to work, he or she may be eligible to receive Social Security benefits (SSD) and as a caregiver, it may be part of your job to help him or her apply for benefits. Here are some things you should know about SSD benefits and some helpful tips when helping file:

Some Things to Know Before Applying

Although millions of Americans apply for SSD benefits every year, many are unaware that the process can be lengthy and often times complicated. Anyone who may be eligible to receive benefits should apply as soon as possible as the Social Security Administration (SSA) reports that a qualifying individual can not receive benefits until the sixth full month of a disability. Additionally, it may take up to a couple of months to hear back from SSA and whether or not an individual is deemed eligible to receive benefits. Finally (and unfortunately), about two thirds of first time applicants are denied, which is important to keep in mind. However, applicants have the opportunity to (and should) appeal their denial, but only have about two months to do so, therefore it’s important to be organized.

Organizing and Preparation

While there’s never a guarantee that an applicant will receive SSD benefits upon his or her first try, one of the best ways to be deemed eligible is by submitting accurate and detailed informationabout medical or employment history. As a caregiver, who most likely attends important medical appointments with the individual seeking SSD benefits, it’s a good idea to take detailed notes and fill in any gaps by asking questions that aren’t being asked or answered, but appear to be pertinent information for the SSD application.

Helping with the Application Process

Once you have helped to organize and gather all the important and relevant information, such as the residual functional capacity form, you can assist with the online application process. It’s important to remember that even if you are the preparer (and you may have to answer some questions about yourself) that the applicant signs his or her name. Before you submit the application, make sure it has been reviewed carefully and that no information is left blank or unfinished. Additionally, make copies of all information you send to SSA and take careful and detailed notes of any conversations that took place with the SSA during the application process.

If, at any point in the application process, things become confusing or you feel like it’s beyond your ability to assist, you can help your applicant set up an appointment with someone at SSA or even consult with a lawyer who specializes in SSD benefits.

 

. . . → Read More: THE CAREGIVERS' LIVING ROOM A Blog by Donna Thomson: Helping Someone Apply for Social Security Disability Benefits

Autonomy For All: Government That Works: CPP is Healthy Say Actuaries

Every 3 years the Canada Pension Plan is analyzed by professional actuaries (with peer review by independent actuaries picked by the UK government) to analyze its financies against the best practice means of assessing likely future pay outs and revenue… . . . → Read More: Autonomy For All: Government That Works: CPP is Healthy Say Actuaries

Autonomy For All: Government That Works: CPP is Healthy Say Actuaries

Every 3 years the Canada Pension Plan is analyzed by professional actuaries (with peer review by independent actuaries picked by the UK government) to analyze its financies against the best practice means of assessing likely future pay outs and revenue.  Once again, the 26th such report finds the CPP is healthy over the “long term” . . . → Read More: Autonomy For All: Government That Works: CPP is Healthy Say Actuaries

THE CAREGIVERS' LIVING ROOM - A Blog by Donna Thomson: Guest Post: Applying For Social Security Benefits for Your Loved One and For Yourself

If you provide ongoing care for a disabled individual, then you may need to be the one who applies for benefits on his or her behalf. There are additionally some state and local programs that provide additional benefits directly to full-time caregivers of the disabled, which means that you may also be able to . . . → Read More: THE CAREGIVERS’ LIVING ROOM – A Blog by Donna Thomson: Guest Post: Applying For Social Security Benefits for Your Loved One and For Yourself

Autonomy For All: Conservative Pension Behavioural Utopianism

Conservatives like to portray themselves as hard-bitten “realists” who look objectively at the world as it really is and shake their heads at silly liberals with our rose coloured glasses.  Yet I often find conservatives pushing policy ideas that are based on Utopian standards of human behaviour.  This is where they make policies that will work only . . . → Read More: Autonomy For All: Conservative Pension Behavioural Utopianism

The Disaffected Lib: What If The Peasants All Start Talking Like This?

In Washington the Social Security narrative has been captured by the political classes and stood directly on its head, the better to tear it to shreds.  So powerfully has this been done that even the word “entitlement” has been transformed to mean not something deserved but something somehow undeserved, a handout, an unfair demand by . . . → Read More: The Disaffected Lib: What If The Peasants All Start Talking Like This?

The Disaffected Lib: Propaganda Busting – Social Security

Anyone who follows American politics will have heard the Right’s endless demands for “entitlement reform.”   They argue that Social Security is on the verge of insolvency and therefore payouts need to be trimmed.   After all, how can you maintain insane tax cuts for the rich if you have to pay the poor?

The Brookings Institute . . . → Read More: The Disaffected Lib: Propaganda Busting – Social Security

the reeves report: Mowat Centre report finds current EI system riddled with “systemic inequities”

Employment Insurance available through Service Canada

Making It Work, the latest report from the Mowat Centre at the University of Toronto, has taken aim at Canada’s system of Employment Insurance (EI), one of the cornerstone’s of Canada’s welfare state system.

Riddled with “systemic inequities” and “regional political considerations,” the EI system as we . . . → Read More: the reeves report: Mowat Centre report finds current EI system riddled with “systemic inequities”

Progressive Proselytizing: Social Security, Full Tilt Poker, has ‘Ponzi Scheme’ ceased to have any meaning?

First there was GOP presidential candidate Rick Perry further popularizing the notion that Social Security was a ponzi scheme, now we have the US DOJ claiming that the shenanigans at Full Tilt Poker is a ponzi scheme as well.  A ponzi scheme isn’… . . . → Read More: Progressive Proselytizing: Social Security, Full Tilt Poker, has ‘Ponzi Scheme’ ceased to have any meaning?

Explodable Quotable

Yay! Here’s a Tuesday Night game for you: What rabidteabag-festoonedfoaming-the-mouthwingnutcalled Social Security a “Ponzi Scheme” whose days are numbered? “First, I think Freeman is over-optimistic when he asserts that there is consensusSocial Security is structured from the point of view of the recipients as if it were an ordinary retirement plan: what you get out […] . . . → Read More: Explodable Quotable

Death By Trolley: Talking to political adversaries: Tips on reaching across the aisle

Tips on talking to political adversaries. Moving past politics, partisanship and labels, recognizing corporatism masquerading as progressivism or conservatism, and going straight to the issues. . . . → Read More: Death By Trolley: Talking to political adversaries: Tips on reaching across the aisle